Million Years
Million Years
Car Insurance - Inflated Quotes Costs Consumers Millions Yearly
Even though lower car insurance quotes are occurring through competition from warring insurance companies vying for new business, as well as increasing online quote houses, millions of consumers are still paying dramatically more for their car insurance than they have to, to the tune of millions every year, and hundreds of dollars per household.
Online quote houses, such as Insurance-Info-Center.com, states on its site that on average, customers can save $451 on their car insurance by comparing car insurance quotes with them.
But these typical savings won't affect the average consumer unless they take action and compare their rates, both online, and with national and local agents in their area.
All auto insurance is not the same. In one study by a major insurance company conducted between 1999 and 2004, a six-month auto insurance policy fluctuated between a low of $481 to a high of $586. This translates to a year policy costing as low as $775, to as high as $1256 for the exact same coverage.
This means one thing: for consumer to save, find good service, and get a good rate on their auto insurance, they need to shop, shop, shop.
It may seem simple, but according to studies by a major online carrier, only 20% of the people surveyed actually get more than one quote before buying their insurance.
Experts agree that getting a mix of quotes from large as well as small insurers will give you a good mix. Insurance-Info-Center.com lets you pick from a wide variety of national insurers through their automated providers.
Experts also suggest that, even with the convenience and speed of online quotes, you should consult local providers as well.
In the long run you should shop around, and get quotes from as many places as you can before making a final decision. In the end, it will save you big money.
About the Author
Gary Hollins writes for Insurance-Info-Center.com, where you can read insurance news affecting you and get a free 15-minute comparison car insurance quote.
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10,000 Years Ago the Scottish Highlands Were Full of People
Gillian and I had a coffee on he Pier at Oban and watch the ferries leave for the Romantic Outer Hebrides. As we drove along the waterfront later we looked up to see the caves that were left above the coast by the volcanic eruptions of ten million years past. The caves can still be seen where once the Mersolithic people lived, tending summer crops, watching for the fishing boats to come. Their womenfolk worried whenever there was bad weather. Many times the men did not come back.
The weather was warmer then than it is to-day. In this area they also needed protection in the winter, so caves seem to be a good answer. Go North round the shoreline from Oban for a couple of miles to Ganavan sands and you’ll see where they lived.
On the right you’ll pass the old Dunbeg castle built on short cliffs. That’s where the Mesolithic people lived – their rubbish tips have been found, some quite recently.
The water level was 16 foot or so higher then. They have found human bones as well as bone and stone artefacts. Tourists can see the caves where they lived. They were all over Ardamurchan, opposite here, and on the Inner Islands. For how long did they live here? Oh, just for four thousand years or so, until settled farming developed.
This country belonged to a farming people, the Picts, during Roman times. They built the strange circular defensive “brochs”. It is a marvellous thing to visit. Very strange. There is a broch on the island of Lismore nearby, easily found but hardly ever visited to-day.
During the Roman times the Western Islands were raided and occupied by the Scotia from Northern Ireland. They established an early Kingdom called Dalriada and there are a multitude of remains of them and their burial sites around the Kilmartin area South of Oban, under 2 hours drive from here. After St. Columba established his base on Iona and travelled extensively around the Western Isles, he brought the Picts and the Scots together.
Vikings raided the West Coast from the late 8th century onwards and later settled mostly in the Hebrides. Loch Linnie was the furthest inland they came. One of the early raids was on Iona in 795, part of a series.
The early Scottish kings were buried on Iona just down the road, across the ferry to Mull then one more short ferry trip.
The Vikings came because they had clan wars in Norway taking their toll on the people, and the looting of the Christan Churches helped to fund their local wars back home. They took Scots people with them as slaves. Late in the Viking period there are records of a battle in Laroch, the older name for Ballachulish near Glencoe village and remains have been found there. There is a legend that a Viking ship foundered on a rock in the mouth of Loch Leven on the South Side near where the bridge is now, and a Viking Prince was drowned. If you look West at the lochside at low tide from close to the Bridge you will see such a rock as could do this damage at high tide.
It has had a violent past at times, has Scotland. But it has also been very peaceful for centuries.
John
About the Author
John Winkler used to be the marketing correspondent for The Times in London. Now retired he and his wife have a pretty period cottage on the lochside at Glencoe in Scotland. They let it out for vacations, and offer free help to other holiday home operators in their blog http://holidayhomewebsupport.blogspot.com
http://holidaysscotland.blogspot.com
http://bayviewkentallen.co.uk
